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Ghana · Africa

Accra

Best for: West-Africa nomads who want English-speaking infrastructure and stable politics.

Mid-tier monthly cost

Full breakdown

$1,670/mo

  • Rent$800
  • Groceries$280
  • Dining out$240
  • Transport$50
  • Utilities$130
  • Coworking$170

Climate at a glance

Year heatmap

Tropical wet/dry

Best months

  • J
  • F
  • M
  • A
  • M
  • J
  • J
  • A
  • S
  • O
  • N
  • D

Annual range: 25°–28°C

FIRE math at this cost

Run scenarios

Annual spend

$20,040

FIRE target (4% SWR)

$501,000

Coast-FIRE @ 7%/30yr

$65,815

Editorial estimates using the standard 4% Trinity-study rule. Run the FIRE calculator for sequence-of-returns risk, custom withdrawal rates, and country-specific tax assumptions.

Visa for nomads

Medium nomad-friendly

Pathway

Extendable tourist

Program

—

Typical max stay

3 months

90-day tourist visa with extensions; no formal DNV.

Visa concierges

Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.

Field notes

More predictable than Lagos with English as the working language — that combination makes Accra the West-African base of choice for many nomads. Osu, East Legon, and Cantonments are the typical expat areas. Power supply (the local 'dumsor') has improved but generators are still standard in long-stay rentals. 90-day tourist visa with extensions; no formal DNV.

Drier and milder than Lagos thanks to the cooler Atlantic upwelling. Main wet season (April–June) brings the heaviest rain; brief second wet season (September–October). Harmattan (December–February) brings Saharan dust haze but is the driest, most comfortable window. Coastal breeze keeps the heat workable.

Similar bases

Build your stack for Accra