Nigeria · Africa
Lagos
Best for: African-tech nomads with the patience for power, traffic, and entry-bureaucracy friction.
Mid-tier monthly cost
Full breakdown$2,200/mo
- Rent$1,100
- Groceries$320
- Dining out$280
- Transport$80
- Utilities$200
- Coworking$220
Climate at a glance
Year heatmapTropical wet/dry
Best months
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Annual range: 25°–28°C
FIRE math at this cost
Run scenariosAnnual spend
$26,400
FIRE target (4% SWR)
$660,000
Coast-FIRE @ 7%/30yr
$86,702
Editorial estimates using the standard 4% Trinity-study rule. Run the FIRE calculator for sequence-of-returns risk, custom withdrawal rates, and country-specific tax assumptions.
Visa for nomads
Low nomad-friendlyPathway
Extendable tourist
Program
—
Typical max stay
3 months
e-Visa or visa-on-arrival with pre-approval; longer stays via business / Subject To Regularisation route.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Field notes
Africa's most consequential tech-startup hub by a wide margin — also some of the harder logistics on this list. Power generation costs are the structural variable (most apartments include or charge for diesel-generator backup). Ikoyi, Victoria Island, and Lekki are the expat anchors. Visa-on-arrival exists but requires pre-approval; check current rules.
Hot humid year-round (25–28°C). Two rainy seasons (peak May–July and a shorter September peak) bring serious flooding to low-lying areas; the brief August 'little dry season' is a local quirk. Harmattan (December–February) brings dusty haze off the Sahara but is the driest comfort window.
Similar bases
Build your stack for Lagos
- Travel insuranceLong-term, nomad-friendly cover for your stay in Lagos
- Multi-currency bankingAvoid 4% conversion fees on foreign cards
- eSIM data planDay-one connectivity in Lagos
- Coworking & colivingDay passes, monthly memberships, verified workspaces in Lagos
- Flight dealsCheapest routes in and out of Lagos