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Nigeria · Africa

Lagos

Best for: African-tech nomads with the patience for power, traffic, and entry-bureaucracy friction.

Mid-tier monthly cost

Full breakdown

$2,200/mo

  • Rent$1,100
  • Groceries$320
  • Dining out$280
  • Transport$80
  • Utilities$200
  • Coworking$220

Climate at a glance

Year heatmap

Tropical wet/dry

Best months

  • J
  • F
  • M
  • A
  • M
  • J
  • J
  • A
  • S
  • O
  • N
  • D

Annual range: 25°–28°C

FIRE math at this cost

Run scenarios

Annual spend

$26,400

FIRE target (4% SWR)

$660,000

Coast-FIRE @ 7%/30yr

$86,702

Editorial estimates using the standard 4% Trinity-study rule. Run the FIRE calculator for sequence-of-returns risk, custom withdrawal rates, and country-specific tax assumptions.

Visa for nomads

Low nomad-friendly

Pathway

Extendable tourist

Program

Typical max stay

3 months

e-Visa or visa-on-arrival with pre-approval; longer stays via business / Subject To Regularisation route.

Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.

Field notes

Africa's most consequential tech-startup hub by a wide margin — also some of the harder logistics on this list. Power generation costs are the structural variable (most apartments include or charge for diesel-generator backup). Ikoyi, Victoria Island, and Lekki are the expat anchors. Visa-on-arrival exists but requires pre-approval; check current rules.

Hot humid year-round (25–28°C). Two rainy seasons (peak May–July and a shorter September peak) bring serious flooding to low-lying areas; the brief August 'little dry season' is a local quirk. Harmattan (December–February) brings dusty haze off the Sahara but is the driest comfort window.

Build your stack for Lagos