Colombia · Americas
Cartagena
Best for: Caribbean-Colombia nomads who want walled-city architecture and beach access.
Mid-tier monthly cost
Full breakdown$1,420/mo
- Rent$700
- Groceries$220
- Dining out$220
- Transport$30
- Utilities$100
- Coworking$150
Climate at a glance
Year heatmapTropical (Caribbean)
Best months
- J
- F
- M
- A
- M
- J
- J
- A
- S
- O
- N
- D
Annual range: 27°–28°C
FIRE math at this cost
Run scenariosAnnual spend
$17,040
FIRE target (4% SWR)
$426,000
Coast-FIRE @ 7%/30yr
$55,962
Editorial estimates using the standard 4% Trinity-study rule. Run the FIRE calculator for sequence-of-returns risk, custom withdrawal rates, and country-specific tax assumptions.
Visa for nomads
High nomad-friendlyPathway
Digital nomad visa
Program
Colombia DNV
Typical max stay
24 months
Colombian DNV (~$684/mo income, 2 years).
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Field notes
More tourist-heavy than Medellín, with corresponding price pressure. Getsemaní and the Old City are the nomad anchors. Hot humid year-round; locals retreat indoors midday. Colombia's DNV applies the same as Medellín.
Hot humid year-round, but sea breeze keeps things workable. Dry season (Dec–Apr) is the headline window. Wet season (May–Nov) means daily afternoon showers and the heaviest rain in October. Hurricane risk is lower than further north.
Similar bases
Build your stack for Cartagena
- Travel insuranceLong-term, nomad-friendly cover for your stay in Cartagena
- Multi-currency bankingAvoid 4% conversion fees on foreign cards
- eSIM data planDay-one connectivity in Cartagena
- Coworking & colivingDay passes, monthly memberships, verified workspaces in Cartagena
- Flight dealsCheapest routes in and out of Cartagena